Secure Your Retirement with Annuities

Create a reliable, lifelong income stream that you can't outlive. Annuities offer a powerful way to ensure you have the financial resources to enjoy a comfortable retirement.

An annuity is a long-term contract with an insurance company designed to provide you with a guaranteed income during retirement. You make a payment (or series of payments), and in return, the insurer agrees to make periodic payments to you for a specified period or for the rest of your life.

Essentially, an annuity allows you to create your own private pension, protecting you from the risk of outliving your savings and providing stability in volatile markets.

Why Consider an Annuity?

  • Guaranteed Income: Receive predictable payments for life.
  • Tax-Deferred Growth: Your money grows without being taxed until you start taking withdrawals.
  • Protection from Market Loss: Certain types of annuities protect your principal from market downturns.
  • Legacy Planning: A death benefit can ensure any remaining value passes to your beneficiaries.

Frequently Asked Questions

People Also Ask

Should I choose life insurance or an annuity for retirement?
They serve different purposes and work well together. Life insurance (like IUL) provides death benefit protection plus tax-free retirement income, while annuities focus on guaranteed income without life insurance.
Learn more about Life Insurance Solutions
How do annuities compare to CDs or savings accounts?
Annuities typically offer higher growth potential than CDs while providing principal protection. They're tax-deferred and can include guaranteed lifetime income options not available with bank products.
What's the difference between fixed and indexed annuities?
Fixed annuities offer guaranteed interest rates, while indexed annuities provide market upside potential with downside protection. Both protect your principal but indexed versions can generate higher returns.
Can I roll my 401(k) into an annuity?
Yes, you can roll qualified retirement accounts into qualified annuities, maintaining tax-deferred status while gaining principal protection and optional guaranteed income benefits.

Discover if an Annuity is Right for You

Let's discuss how an annuity can fit into your overall retirement strategy.

Important Disclaimers:

Annuities involve surrender charges and may not be suitable for all investors. Principal protection and growth potential depend on insurance company claims-paying ability. No guarantees of specific returns. Individual results may vary. Licensed insurance professional - products subject to state regulations and company approval.

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Or email us at jimmy@zoomout.financial